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Aerial View of Luxurious Homes

LUXURY HOME LOANS

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Private Money

  • $1,000,000 to $30,000,000

  • Up to 65% loan-to-value (LTV)

  • Acquisition, refinance, and cash-out

  • Residential and commercial

  • Non-owner, multi-family, and vacant properties

  • Collateral — single property or multiple properties

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Bank & Institutional

  • Up to 70% loan-to-value (LTV)

  • Pricing from mid-4.00% to 6.50%

  • 12-month to 30-year terms

  • Primary, second home, 1–4 rental, mixed-use, and multifamily

  • Collateral — single property or multiple properties

Non-Qualified Mortgages

Owner Occupied or Second Homes:

  • Pricing from low 4.00%

  • Full docs — W2, 1099, business bank statements, P&L

  • Residential

Non-Owner Occupied Rates from High 4.00%:

  • Multifamily

  • Vacation rentals

  • Light docs — rental agreements, liquid assets

REAL ESTATE FINANCE FORM

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